Funding Summary

Our Funding at a Glance

Our bridging finance fund is designed to be simple to understand and easy to access. Here’s a rundown of how it works...

• Secured Lending from £25,001 up to £4m
• No Minimum Term – Maximum Term 18 months
• Lending to Individuals & Ltd Companies
• LTV’s (all based on Open Market Value)
• Land with Planning up to 50% LTV
• Commercial up to 60% LTV
• Semi-Commercial up to 65% LTV
• Residential Investment up to 70% LTV
• Development Funding - Funding in Stages
• Lending throughout England, Scotland and Wales (no postcode restrictions)
• Non-Regulated Cases
• We Lend Our Own Funds & Can Make Our Own Decisions
• Time Critical Transactions (Deals Funded Quickly)
• No Cost Undertaking on Legal Fees Required
• UK Citizens and Non-UK Residents with Right to Reside Subject to Underwriting

Funding Uses

We Fund a Wide Variety of Projects

At Lowry Capital we pride ourselves on the sheer depth and variety of projects we fund all over the UK. Here are just some of the ways you can use our funding...

• Residential Investment Properties
• Development Finance
• Land with Planning
• Semi-Commercial
• HMO’s
• Holiday Lets & Leisure Parks
• Cash Flow / Growth
• Warehouses
• Commercial Units
• Office Conversions
• Castles
• Listed Buildings
• Offices
• Secured Business Funding
• Former Public Houses
• Agricultural Farms
• Heavy Refurbishment
• Industrial Units
• Barn Conversions
• Steadings
• Auction Purchases

Development Loans

Fast, Simple Loans for Property Developers

We provide property developers with flexible, bespoke funding, tailored to fit their schedule of works. Here’s a summary of our Development Finance fund...

• Hands off lending approach: Clients choose & manage the professionals & contractors for the development.
• Previous development experience is not essential.
• We provide developers with flexible, bespoke funding, tailored to fit their schedule of works. Funds can be drawn down in multiple tranches, clients only pay for the money drawn, keeping finance costs to a minimum.
• Our funding helps with client’s cash-flow & allows clients to keep significant funds from the sale of units.
• Funds typically drawn down in 7 days.
• Development tranches available from £25,001

Residential Investment

Lending Overview

• Max LTV Lending against OMV: 70%
• Term: 0-18 months
• Loan Amount: £25,001 to £4million
• Location: UK Wide (no postcode restrictions)

Semi-Commercial

Lending Overview

• Max LTV Lending against OMV: 65%
• Term: 0-18 months
• Loan Amount: £25,001 to £4million
• Location: UK Wide (no postcode restrictions)

Commercial

Lending Overview

• Max LTV Lending against OMV: 60%
• Term: 0-18 months
• Loan Amount: £25,001 to £4million
• Location: UK Wide (no postcode restrictions)

Land With Planning

Lending Overview

• Max LTV Lending against OMV: 50%
• Term: 0-18 months
• Loan Amount: £25,001 to £4million
• Location: UK Wide (no postcode restrictions)